Fixed Deposit (FD) Calculator
Calculate the maturity amount and interest earned on your fixed deposit.
Growth Expert
Compounding is the eighth wonder of the world. He who understands it, earns it... he who doesn't, pays it.
Growth Summary
Maturity Date
Maturity Growth
Investment Value Over Time
Fixed Deposit interest rates are subject to change. Maturity amounts calculated here are estimates based on standard compound interest formulas and may vary slightly based on bank-specific policies.
Fixed Deposit (FD) Calculator
Calculate the maturity amount and interest earned on your fixed deposit. A Fixed Deposit is a secure financial instrument that offers guaranteed returns over a set period.
Guaranteed Returns
Lock in your interest rate at the start and enjoy predictable growth regardless of market fluctuations.
Flexible Tenures
Choose a duration that fits your goals, from a few months up to several years.
Compound Interest Formula
A = P(1 + r/n)^(nt)Where A is the maturity amount, P is the principal, r is the annual interest rate, n is the compounding frequency, and t is the tenure in years.
How Fixed Deposits Work & How to Calculate Returns
Maturity Scenarios
Standard FD ($10k)
A $10,000 deposit at 6.5% for 5 years with quarterly compounding results in a maturity amount of $13,804.
Short-term FD ($50k)
A $50,000 deposit at 5% for 1 year with monthly compounding results in a maturity amount of $52,558.
Fixed Deposit FAQ
Compounding Frequency Comparison
See how different compounding frequencies affect your final maturity amount for a $10,000 deposit at 6.5% interest over 5 years.
| Frequency | Maturity Amount | Total Interest |
|---|---|---|
| Monthly | $13,828 | $3,828 |
| Quarterly | $13,804 | $3,804 |
| Half-Yearly | $13,769 | $3,769 |
| Annually | $13,701 | $3,701 |