Annuity Calculator
Calculate the value or payments of an annuity.
What is an Annuity?
An annuity is a series of payments made at equal intervals. Examples include structured settlements, lottery payouts, and retirement funds.
Ordinary Annuity vs. Annuity Due
This calculator uses the Ordinary Annuity formula, which assumes payments are made at the end of each period (monthly).
Present Value formula
PV = PMT × [1 - (1 + r)^-n] / r
Future Value formula
FV = PMT × [(1 + r)^n - 1] / r