Annuity Calculator
Determine the present or future value of a series of equal payments made at regular intervals.
Fund Insight
"Ensuring a steady stream of income is the foundation of a worry-free retirement and long-term financial security."
Annuity Projection Ready
Enter your payment details and interest rate to see your annuity grow.
Annuity Calculator
Determine the present or future value of a series of equal payments made at regular intervals.
What is an Annuity?
An annuity is a financial product that pays out a fixed stream of payments to an individual. These are commonly used for retirement purposes and help individuals manage their income.
Time Value Analysis
Evaluating how periodic payments accumulate or discount back to a single present value over time.
Annuity Formulas
PV = PMT * [(1 - (1 + r)^-n) / r] | FV = PMT * [((1 + r)^n - 1) / r]Where PV is Present Value, FV is Future Value, PMT is the payment amount, r is the interest rate, and n is the number of periods.
Financial Planning Examples
Retirement Strategy
To receive $2,000 monthly for 20 years at a 6% return, you need an initial fund of approximately $279,160.
Savings Plan
Saving $500 monthly for 10 years at 5% interest will accumulate to over $77,640.